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FUNERAL PRE-PLANNING

We do it for ourselves, and our love ones peace of mind.
None of us really have a good enough reason to wait. We have no reason to wait and no reason to worry … THAT’S PART OF LIFE!

A DEATH HAS OCCURED … WHAT TO DO FIRST?
An expected or unexpected death is always a difficult reality to manage. Trying to mourn a loss and shop around for a funeral service at the same time, is not an easy task.

Studies show that families who shop around for funeral services when a death occurs are affected not only by the loss of a loved one, but they are also influenced by the uncontrollable emotions produced by that loss.

In fact! often enough, families have a much more difficult time making informed decisions during this state of shock, and end up making emotionnally motivated decisions as funeral service selections.

Pre-arranged funeral service

Whether the peace of mind is for yourself or for your love ones, pre-arranged funeral services are a wise and thoughtful choice for all. Do not hesitate to discuss your last wishes with your family members, discuss the modalities of your funeral service choices, and let them know you want to make life easier on them.

Remember that planning funeral services i advance, also called(aka) funeral pre-arrangements, is for you and your loved ones as well!

At any age, of any origin, beliefs and any other factors
People of all ages, backgrounds, origins, financial situations and customs choose to make funeral plannings in advance, to minimize the many tasks they will leave behind to their love ones when the time will come.

Safely and securely plan funeral pre-arrangements
Your peace of mind comes first.

When you take the first steps to plan funeral services in advance, you are making sure the pain is eased and you are making their lives easier during a time that is already stressful for them.

Pre-arranged funeral services are protected by the funeral law in place. The money you use to pay in advance for the funeral expenses is deposited into a intrust account at a recognized financial institution, which is also subject to the laws put in place for financial institutions to obey by.

Remember, pre-arranged funeral services are secured, safe, flexible, accessible to all and can be modified at any time. You really have no reason to wait and no reason to worry!

Who looks after the funeral practice

Each province or state is responsible to enforce laws, rules and regulations in order to protect consumers and guide the practice of all funeral homes.
ACT RESPECTING PREARRANGED FUNERAL SERVICES AND SEPULTURES
The Office de la protection du consommateur supervises the carrying out of this Act.
1987, c. 65, s. 83.

when a death occurs

When a death occurs, a medical professional has to fill out the proper death documents and submit them with date and time of death. A funeral director has to be contacting for the deceased transportation and funeral arragements.

A death certificate has to be ordered to inform the different instances of the person’s death.

Death Abroad

The death occurred In Canada
The deceased person is abroad
Deceased person to be sent abroad
Your are abroad with the deceased

Government Legal Documents

The funeral director and the doctor have an obligation to fill up some legal documents, others will be needed from the family or the estate like the receipt for funeral payments (To be stamped by the funeral director).

Other Legal Documents

A Will search is strongly advised when getting started on the estate of a deceased person.

Pension Plan Death Benefits

After a loved one has passed away the families may be eligible to different death benefits.

Pre-arrangement Law and Regulations

chapter A-23.001 ACT RESPECTING PREARRANGED FUNERAL SERVICES AND SEPULTURES

DIVISION II 
MAKING OF CONTRACTS

6. Within ten days after the contract is made, the seller must transmit a copy of the contract to the third party designated by the buyer.

CHAPTER
III PROTECTION OF FUNDS
21. The seller must deposit in trust, in Québec, with the depositary any amount received under a prearranged funeral services contract, within 45 days of receiving the amount.

Thanatology in Quebec

La Corporation des thanatologues du Québec (CTQ) is responsable for the coachings, trainings and constant support to all his members. The corporation is present at all times and all stages of grief.


The role of the embalmer

The embalmer is the certified professional who uses the art and science of preserving human remains by treating them with chemicals for the event of a viewing and/or sometimes for religious beliefs. They prepare remains of people for public visitation and sometimes for burial purpose.

Do I Have to Purchase The Casket From The Funeral Director When Signing a Funeral Contract?

Your Rights Under the Funeral Law

The Funeral Law allows you to:

  • Buy only the funeral arrangements you want. You have the right to buy separate goods (such as caskets) elsewhere. You do not have to accept a package that may include items you do not want(such as flowers, bookmarks, picture frames, DVD, Paintings, thank you cards or any additional forfaits or plan accessories)
  • See a written casket price list displayed in the funeral showroom. Get the price information of all caskets, so that you can ask about lower-priced products that may not be on display.
  • Provide the funeral home with a casket or urn you buy elsewhere. The funeral provider cannot refuse to handle a casket or urn you bought outside of the funeral home. You may buy your casket or urn anywhere you want. The funeral provider can not charge you an extra cost because of it.

 

The Funeral Law Is Very Clear About That

The funeral provider cannot refuse to handle a casket or urn you bought online, at a local casket store, or somewhere else — or charge you a fee to do it. The funeral home cannot require you to be there when the casket or urn is delivered to them.

The Bereavement Authority of Ontario

The Bereavement Authority of Ontarion is responsible to administer provisions of the Funeral, Burial and Cremation Services Act, 2002 (the Act) On behalf of Government and Consumer Services. They are also responsible for the protection of public interest, they regulate and support licensed funeral establishments, cemetery operators, crematorium operators and much more across the province of Ontario.


The Alberta Funeral Services Regulatory Board (AFSRB)


The Funeral and Cremation Services Council of Saskatchewan (FCSCS)


The Funeral Board of Manitoba


British Columbia Funeral Association


Yukon Government Acts and Regulations - A


The New Brunswick Funeral Directors and Embalmers Association (NBFDEA)

chapter A-23.001 ACT RESPECTING PREARRANGED FUNERAL SERVICES AND SEPULTURES

39. The seller shall place at the disposal of the public at all times and in each of his establishments, a list of the current prices of all the goods and services offered by him.

What The Funeral Law Says "A Pre-Arrangement Contract Must have to be Legal"

chapter A-23.001 ACT RESPECTING PREARRANGED FUNERAL SERVICES AND SEPULTURES

7. Every prearranged funeral services contract must set forth

(1)  the name and address of the buyer and, where the goods and services are to be provided to a person other than the buyer, the name and address of that person;
(2)  the name and address of the seller and, where the contract is made elsewhere than at his establishment, the name and address of his representative;
(3)  the number and date of the contract and the address where it is signed;
(4)  the description of each item of goods and service;
(5)  the price of each item of goods and service and the charges exigible under federal or provincial law;
(6)  the total amount the buyer must pay for goods, the total amount he must pay for services and the total price of the contract;
(7)  the terms and conditions of payment;
(8)  the name and address of the person to whom the seller must transmit a copy of the contract, except in circumstances described in the second paragraph of section 6;
(9)  any other information prescribed by regulation.
Every contract modification must identify the contract and describe the changes to which the parties have agreed, including any resulting changes in the information required under subparagraphs 5, 6 and 7 of the first paragraph. Every contract modification is deemed to form part of the contract.

1987, c. 65, s. 7; 1999, c. 40, s. 23.

Cancellation of a Pre-Arrangement Contract

chapter A-23.001 ACT RESPECTING PREARRANGED FUNERAL SERVICES AND SEPULTURES

DIVISION III

CANCELLATION OF CONTRACTS BY THE BUYER
1.  — Cancellation without penalty

10. Any contract solicited, negotiated or made elsewhere than at a funeral home or at an establishment of the seller may be cancelled by the buyer at his discretion, without cost or penalty, within 30 days following the day on which each of the parties is in possession of a duplicate of the contract. Where the person for whom the funeral services or the sepulture are or is intended dies before the end of the cancellation period, the buyer or the heirs of the deceased person if he is the buyer, may waive in writing the unexpired portion of the cancellation period, which is shortened accordingly.


1987, c. 65, s. 10;
1999, c. 40, s. 23.


11.
To avail himself of his right of cancellation, the buyer must send the form provided for in section 5 or a written notice to that effect to the seller or his representative. The contract is cancelled of right from the sending of the form or the notice.


Embalmers and Funeral Directors Board of Newfoundland and Labrador


Prince Edward Island Funeral Services and Professions Board


The Nova Scotia Board Of Registration Of Embalmers And Funeral Directors


BURIAL ACT INTERMENT

How to Deal With Grieve And Other Life Aspects Before and After a Death

For Informational Purpose Only (US citizens). In Canada some information may differ

Reference from wikihow.com


Your Rights: 

Did you know that you are in your rights when you buy only the funeral arrangements you want and need. Without constraints and without restrictions.

WE PLAN FUNERALS FOR YOU … SO YOU WON’T HAVE TO!